What type of insurance protects nurses in case of malpractice suits?

Liability insurance is specifically designed to protect nurses (and other healthcare professionals) in the event of malpractice suits. This type of insurance covers legal costs, settlements, and judgments that may arise from claims of negligence or harm caused by the healthcare provider during their practice. Nurses, who are often on the front lines of patient care, face the risk of lawsuits due to the complex nature of healthcare delivery, making liability insurance essential for safeguarding their professional practice and personal assets.

Health insurance covers medical expenses for individuals and is not intended for legal protection against malpractice claims. Life insurance provides a payout to beneficiaries upon the insured's death, again not relating to professional liability. Property insurance safeguards physical assets, such as equipment or personal property, rather than addressing legal issues arising from professional duties. Therefore, liability insurance is the appropriate coverage needed to protect nurses against potential malpractice lawsuits.